You must meet specific requirements in order to receive benefits from Social Security Disability Insurance. If you are no longer able to work at your job in Kentucky due to a physical or mental condition, it is important for you to determine whether you qualify to receive these payments. At Mark Knight Attorney at Law, we often advise people who need financial assistance because they are unable to work regarding their options.
The Social Security Administration explains that the SSDI system is based on the money you have paid into the system throughout your lifetime. These payments were either withheld by your employer or paid with your self-employment tax. If you did not work in a job covered by Social Security, then you are not eligible for benefits through the system.
As you made the payments, you received as many as four credits per year based on the amount of money you made. Depending on your age, you may be required to have at least 40 credits throughout your career, with 20 of them earned during your last 10 years of employment and ending at the year when your disability began.
The nature of your disability also affects whether you qualify. The SSA has a list of qualifying conditions; if you have one of these disabilities, you must be unable to work for at least a year because of it.
The SSA encourages people to return to work; your benefits will end when you are capable of working again. However, because this transition may be difficult, the SSA also provides work incentives such as health care coverage and some continued benefits.
More information about eligibility for SSD benefits is available on our webpage.