The road to receiving Social Security Disability Insurance is not always a smooth one. To gain approval, you must go through what is sometimes a lengthy, complicated application process. You may also have the U.S. Social Security Administration deny your initial claim for benefits, at which point you may have had to initiate an appeal. Even once you receive approval for SSDI benefits, there is still potential for you to lose them.
According to the Motley Fool, there are several life circumstances that result in you losing your eligibility for SSDI benefits. What might these circumstances include?
Reaching the mandatory retirement age
In most cases, you may not use SSDI and retirement benefits simultaneously. Once you reach mandatory retirement age, you start getting retirement, rather than SSDI, assistance. The amount you receive in each payment should not change much, though.
Having your condition get better
Most SSDI recipients undergo Continuing Disability Reviews every so often to make sure their disabilities are still severe enough to warrant benefits. Depending on your condition, you may undergo reviews as often as every six months or as infrequently as every seven years. If your condition improves to the degree where it no longer meets the SSA’s narrow definition of “disability,” you should expect to stop receiving SSDI payments.
Returning to work
SSDI benefits are available only to those who have severe disabilities that should not get better in time. If your condition improves so much you start working again, you may be able to utilize SSDI benefits during a Trial Work Period. If you become a full-time worker, though, your eligibility ends.